- PO Box 6670 NORWEST, NSW 2153
- 0425 217 372
Buying a property can be very stressful, especially if you are a first time buyer. This might be because you have never bought a property before or because it is such a big step in life and it might take some time for you to get used to all aspects of this new experience.
However we have created a simple step-by-step guide which will ensure that you don’t get lost along the way and help make sure things go smoothly for both parties during this very important transaction.
We are here to help you through every stage of your purchase. From advising on the type of property that suits your needs and budget, through all the legal requirements, getting solicitors involved and arranging viewings at properties which meet your criteria. We will help you through every step of this journey with our professional advice and support throughout.
BEFORE YOU START
One of the initial choices you will probably have to confront pertains to finances. It is crucial to be aware of the amount you can obtain as a loan and the monthly payments you will have to make towards your mortgage. Seeking advice from a mortgage broker or a lender about financing alternatives could be beneficial.
Your next step should be to look at the property itself, including the location and size of the property. It is also important to consider whether there are any specific requirements, such as pets or children living at the property.
Once you have made all of these decisions, it is time to contact a conveyancer who has experience in this area of law and can help draft your purchase agreement and all other documents required by law.
Step 1
When buying property, once we receive the contract we will proceed to review it, and assist you with ordering pest, building & strata reports (if required).
We will liaise with your broker for formal loan approval.
You are required to pay the deposit direct to the agent.
Step 2
After the cooling off period has expired the contract is unconditional. At this time you should consider arranging a removalist for after settlement.
Step 3
While we are investigating rates for the property & undertaking enquiries pre settlement, your bank will contact you with loan documentation to sign.
It is extremely important that the loan documents are signed and returned immediately.
Step 4
HAPN Conveyancing will liaise with your bank to ensure they have all documentation required & are ready for settlement.
Step 5
Settlement is booked between all parties approximately 1 week prior to settlement. We will confirm the appointment with you and advise you if any funds are required from you after your loan funds.
We will coordinate cheques on your behalf.
At this time we ask that you arrange a final inspection for the morning of settlement with the agent to ensure the property is in the same condition & state of repair as it was at the time of exchange.
Step 6
On day of settlement please advise HAPN Conveyancing the outcome of your final inspection and if all is satisfactory.
We will attend to last checks on the title & then we will attend settlement on your behalf.
Step 7
As soon as settlement has taken place we will advise you & provide the agent with a fax confirming release of the keys.
WHAT ARE YOU LOOKING FOR?
We are experienced in dealing with all aspects of property transactions from initial enquiries through to completion. We will provide you with professional advice throughout your purchase journey including negotiating offers, conducting searches and due diligence on properties, reviewing valuation reports and preparing legal documentation required at each stage of sale or purchase.
We can help by taking away all of the worry and stress associated with house purchases. We will guide you through every step of the process from valuing your property up to completion, including surveys, mortgage approvals and arranging solicitors for conveyancing.